Why it's Important to Pre-Qualify

Shopping for a mortgage loan? We'll be glad to answer your questions about your mortgage needs! Give us a call today at 720-598-8300. Want to get started? Apply Now.

It's helpful to bring in your mortgage professional early — even before you have started to research neighborhoods. What for? How can we help if you haven't negotiated a purchase amount, and don't know yet how much you need to borrow?

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. During this process, we determine your borrowing potential - looking at your employment, money available for down payment, debts, income, and other areas. It is a short, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter once you qualify, that documents that we are confident you'll qualify for a certain amount of mortgage loan dollars.

Pre-Qualification Power

After you locate a house that meets your needs, and you decide to put together an offer, being pre-qualified for a loan will do a couple of things. First, you have some general numbers in mind, as the total you can borrow. Of greater importance to the current home owner, your pre-qualification is like your having entered their front door with a suitcase full of cash to make the deal! They will not need to worry that that they are wasting their time if you do not be able to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not cause them concern. They have a virtual guarantee to trust your ability to back up your offer.

We will help you pre-qualify

We will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. The process walks you through your financial situation - your debt, income, career, down payment money, among other things. It's a quick, thorough process with minimal risks for papercuts.

Face to Face

You can certainly use the calculators available on our site to calculate how much mortgage you will be able to afford - but it's also important to meet with one of our mortgage professionals. That way, we will be able to help you get your pre-qualification letter. For another thing, we could find a different mortgage program that fits your situation better. Let us help you get started: Call us at 720-598-8300.

Have questions about pre-qualifying? Call us at 720-598-8300. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.