Why Pre-Qualify?

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It is valuable to consult your mortgage loan professional as soon as possible — even before you've started researching neighborhoods. What for? How can we help if you have not negotiated a purchase amount, and don't know yet how much you need to borrow?


We will help you calculate the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. The process takes you through your current financial situation - your debt, income, job, and cash available for down payment, among other things. It's short and to the point; We take pride in keeping the paperwork light.

When you are determined to be eligible, we will prove our confidence in your capacity to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Some advantages open to you once you find your new house, and have achieved pre-qualification. The first is that you'll know what you'll be able to afford when determining your offer. More important to the seller, your pre-qualification is like your having entered their house with a suitcase full of cash to purchase the house! They won't need to wonder if that they are wasting their time if you don't have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount won't cause them concern. You have the sway of a buyer ready to make the deal right now!

We can help you pre-qualify

When we pre-qualify you, we help you find out the amount you can afford in monthly payments you can fit in your budget, and the size of loan you can qualify for. We will do this by analyzing your income and debts, your work and housing circumstances, your available funds for down payment, required reserves, and some other things. We will require a minimum amount of paperwork, with a quick process.


While you are able to use our mortgage calculators on our site, it is essential to meet with us. That way, we'll help you get your pre-qualification letter. For another thing, we could locate a different mortgage program that fits your situation better. Let us help you get started: Call us at 720-598-8300.

Have questions about pre-qualifying? Call us at 720-598-8300. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.