Why it's Important to Pre-Qualify
In the market for a mortgage loan? We will be glad to assist you! Call us at 720-598-8300. Want to get started? Apply Online Now.
It can be helpful to visit with a mortgage loan pro early, even if you haven't decided the sort of home you hope to find. What for? How can we help if you have not made your offer, and do not know yet the amount you need to borrow?
We will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. We accomplish this by considering your debts and income, your work and residence circumstances, your funds available for down payment, required reserves, and some other things. We will require a minimum amount of paperwork, with a short,basic process.
When you are considered eligible, we will prove our confidence in your ability to qualify for a loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").
Several advantages open to you once you've found your dream house, and have pre-qualification. First, you have some concrete numbers in mind, as the amount you can borrow.
More important to the home seller, your being pre-qualified is like your having walked into their front door with a suitcase full of money ready to purchase the home! They won't need to wonder if that they have been wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not be something for them to fret over. You'll have the influence of a buyer ready to make the purchase right now!
We can help you pre-qualify
Our mortgage professionals can help you find out the loan amount you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. The process outlines your finances - your debts, income, employment, cash available for down payment, among other things. It's short and to the point; and we keep the paperwork light.
Face to Face
While you are able to use our mortgage calculators on our website, it's essential to sit down and talk with us. For one thing, you will need a Pre-Qualification Letter! For another thing, we may locate a different mortgage loan option that is a better fit for you. Let us get you started: Call us at 720-598-8300.
Have questions about pre-qualifying? Call us at 720-598-8300. We answer pre-qualification questions every day.