In the market for a mortgage? We can assist you! Give us a call at 720-598-8300. Ready to get started? Apply Here.
It is valuable to consult with your mortgage professional as soon as possible — even before you've begun narrowing down neighborhoods. What for? How can we help you if you haven't negotiated a purchase amount, and do not know yet the amount you want to borrow?
We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. We achieve this by reviewing your income and debts, your employment and residence situations, the funds available for a down payment, required reserves, and other financial considerations. It's short and to the point; We take pride in keeping the paperwork to a minimum.
We will give you a Pre-Qualification Letter once you qualify, that documents that we're confident you'll qualify for a certain amount of mortgage dollars.
Power in the Pre-Qual
With your pre-qualification letter, some advantages are yours at the point you find the house you want to put together an offer on. The first is that you will know the amount you will be able to afford when determining the offer.
Even more important to the seller, your pre-qualification status gives them confidence - as if you'd arrived at their home with a big box of cash to make the offer! They will not need to wonder if they are wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not cause them concern. They have a virtual guarantee to trust your ability to back up your offer.
We can help you pre-qualify
We can help you see how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. The process takes you through your finances - your debts, income, career, down payment money, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.
One on one
You can always use the mortgage calculators here on our site to calculate how much mortgage you'll be able to afford - but it's also important to talk with one of our mortgage professionals. For one thing, you'll want a Pre-Qualification Letter! For another thing, we could locate a different mortgage option that better fits your needs. Let us help you get started: Call us at 720-598-8300.
Have questions about pre-qualifying? Call us at 720-598-8300. It's our job to answer pre-qualification questions, so we're happy to help!