In the market for a mortgage loan? We'll be glad to talk about our mortgage offerings! Give us a call at 720-598-8300. Ready to get started? Apply Here.
It's important to bring in your mortgage loan professional early — even before you have begun researching neighborhoods. Why? What can we do for you before you have negotiated an amount, and do not know yet the amount you need to borrow?
We Will Help You Pre-Qualify
When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the loan amount you will qualify for. The process outlines your current financial situation - your debt, income, career, and cash available for down payment, among other things. It's quick and basic; We keep the paperwork light.
We'll award you a Pre-Qualification Letter once you qualify, that documents that we're confident you will qualify for a specific amount of mortgage dollars.
Various advantages open to you once you've found your dream house, and have achieved pre-qualification. First, you have some definite numbers in mind, as the total you can borrow.
Even more important to the seller of the home, your pre-qualification gives them confidence - as if you'd arrived at their house with a bag of cash to make the offer! They need not worry that they have been wasting their time if you can't be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not cause them concern. You can have the influence of a buyer ready to make the deal right now!
We will help you pre-qualify
We can help you calculate how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. This process outlines your finances - your debts, income, career, cash available for down payment, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.
One on one
It is important to sit down and meet with us, even though you are welcome to also use the helpful mortgage calculator tools on our website. For one thing, you will need a Pre-Qualification Letter! Next, we can study your mortgage program choices and make sure you have selected the best one. Let us get you started: Contact us at 720-598-8300.
Have questions about pre-qualifying? Call us at 720-598-8300. Foxfield Financial answers pre-qualifying questions every day.