The Importance of Pre-Qualifying

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It's important to bring in your mortgage professional as soon as possible — even before you have started to research neighborhoods. Why? How can we help you before you have made an offer, and do not yet know how much you need to borrow?

We Can Help You Pre-Qualify

We can help you find out how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. We can accomplish this by considering your income and debts, your employment and residence situations, the available funds for down payment, required reserves, and other considerations. It's short and to the point; We keep the paperwork light.

Once you qualify, will present to you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which documents the fact that we are helping you to find the ideal loan program to fit your situation and that we are confident you'll qualify for a mortgage loan for up to a specific amount.

Pre-Qual Power

When you find the house that catches your eye, and you want to make an offer, being pre-qualified for a mortgage will do several things. The first is that you'll know the amount you'll be able to afford when determining your offer. Even more important to the seller of the home, your pre-qualification gives them confidence - as if you had arrived at their home with a bag of cash to back up the offer! They will not need to be concerned they are wasting their time if you won't be able to be able to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't cause them concern. You'll have the clout of a buyer ready to make the deal right now!

We can help you pre-qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. The process takes you through your finances - your debt, income, job, down payment money, among other things. We require a minimum amount of paperwork, with a quick process.

One-on-One

While you can benefit from our mortgage calculators on this website, it's essential to meet with one of our mortgage professional team members. We can work toward your pre-qualification letter. For another thing, we could find a different mortgage program that fits your goals better. Contact us at 7205988300 to get started.

Have questions about pre-qualifying? Call us at 7205988300. We answer pre-qualification questions every day.