The Importance of Pre-Qualification

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It can be valuable to see a mortgage loan pro first, even if you haven't settled on the kind of home to look for. Why? Maybe it is difficult to understand how we can help even before you begin to talk about prices and negotiations.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and the loan amount you can qualify for. During this process, we determine your borrowing potential - reviewing your job, available money for down payment, debts, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

We award you a Pre-Qualification Letter once you qualify, which says that we're confident you will qualify for up to a specific amount of mortgage loan dollars.

Buying Clout

A number of advantages open to you when you find your next house, and have pre-qualification power. First, you have some definite numbers in mind, as the amount you will be able to borrow. Having pre-qualification also will make your offer look even better to the home seller, as if you were bringing them a suitcase of cash! They won't have to worry that that they are wasting their time if you will not have the ability to qualify for a high enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount won't be something for them to worry about. You have the capability to back your offer up.

We help with your pre-qualification

We can help you see how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through the pre-qualification process. This process leads you through your finances - your debts, income, employment, down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

Face to Face

You can always use the calculators on our site to get an idea of how much mortgage you can afford - but it's also important to meet with us. For one thing, you will need a Pre-Qualification Letter! Then, we'll make sure we have the ideal mortgage loan program for you. We are waiting to hear from you: call us at 720-598-8300.

Have questions about pre-qualifying? Call us at 720-598-8300. We answer pre-qualification questions every day.