When to Talk to Your Mortgage Pro About Pre-Qualification

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It is valuable to see a mortgage professional first, even before you've decided the kind of home to search for. What for? Maybe it's hard to fathom the way we could help even before you start to calculate your offer.

Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can fit in your budget, and the size of loan you can qualify for. We will accomplish this by reviewing your debts and income, your work and housing situations, the funds available for down payment, required reserves, and some other things. It's quick and basic; We keep the paperwork light.

We will give you a Pre-Qualification Letter once you qualify, which documents that we are confident you will qualify for a certain amount of mortgage loan dollars.

Power in the Pre-Qual

Once you find a house that catches your eye, and you decide to put together an offer, being pre-qualified for a mortgage will do several things. The first is that you'll be sure the amount you will be able to afford when putting together your offer. Having pre-qualification can also make your offer look even better to the home seller, as if you were bringing them a bag full of cash! They will not need to wonder if that they're wasting their time if you do not have the ability to qualify for a high enough mortgage. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not cause them concern. You have the ability to back your offer up.

We will help you pre-qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. We can achieve this by reviewing your income and debts, your work and housing situations, the available funds for down payment, required reserves, and some other things. We will require a minimum amount of paperwork, with a short, basic process.

One-on-One

You can certainly use the calculators on this site to get an idea of how much mortgage you'll be able to afford - but it's also important to talk with one of our mortgage professionals. That way, we'll be able to help you get your pre-qualification letter. For another thing, we might locate a different mortgage choice that is a better fit for you. Let us help you get started: Contact us at 720-598-8300.

Have questions about pre-qualifying? Call us at 720-598-8300. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.