Why Pre-Qualify?

	In the market for a new mortgage? We'd be thrilled to talk about our many mortgage solutions! Give us a call today at 7205988300. Ready to get started? Apply Here.

It can be valuable to visit with a mortgage professional first, even if you haven't decided the kind of house to search for. Why? Maybe it's difficult to fathom how we can help even before you start to calculate your offer.

Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the size of loan you can qualify for. In this process, we determine your capacity to borrow - analyzing your employment, money available for down payment, debt, income, and other areas. It is a short, thorough process with minimal risks for papercuts.

Once you qualify, we present to you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), that states that we are partnering with you to find the ideal mortgage loan to meet your financial needs and that we're confident you'll qualify for a mortgage for a specific amount.

Pre-Qual Power

When you locate the house that is best for you, and you want to make an offer, being pre-qualified for a loan will do a couple of things. The first is that you can be sure the amount you will be able to afford when calculating your offer. Your pre-qualification will also make your offer more attractive to the seller, like you were bringing them a suitcase of cash! They won't need to wonder if that they're wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. You have the capability to back your offer up.

We will help you with your pre-qualification

When we pre-qualify you, we help you find out the amount you can afford in mortgage payments you can afford, and how much we of a loan you will qualify for. During this process, we calculate your borrowing power - analyzing your employment, money available for down payment, existing debt, income, and other areas. It's short and basic; and we keep the paperwork light.

One-on-One

While you can use our tools to calculate mortgage variables on this website, it will be essential to meet with us. For one thing, you'll want a Pre-Qualification Letter! Then, we'll make sure we have chosen the ideal mortgage program for you. Let us get you started: Call us at 7205988300.

Have questions about pre-qualifying? Call us at 7205988300. We answer pre-qualification questions every day.