Why it's Important to Pre-Qualify

In the market for a new mortgage loan? We will be glad to help! Call us at 720-598-8300. Ready to begin? Apply Here.

It's helpful to bring in your mortgage professional as soon as possible — even before you have started researching neighborhoods. Why? Perhaps it's hard to fathom the ways we could help even before you begin to negotiate.

We Can Help You Pre-Qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. We do this by analyzing your income and debts, your employment and housing situations, the funds available for a down payment, required reserves, and some other things. It's a quick, thorough process with minimal risks for papercuts.

Once you qualify, we give you a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), which documents the fact that we are helping you to find the best mortgage loan to fit your needs and that we're confident you'll qualify for a mortgage loan for a certain amount.

Power in the Pre-Qual

Some beneifits open to you once you've found your dream house, and have pre-qualification. First, you have some definite numbers in mind, as the amount you will be able to borrow. Even more important to the present owner, your pre-qualification gives them confidence - as if you had come into their home with a suitcase of cash to back up the offer! They need not be concerned that they're wasting their time if you will not be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't cause them concern. You have the capability to back your offer up.

We help with your pre-qualification

We can help determine how much of a mortgage you can afford, and how much money you can borrow, by taking you through pre-qualifying. We do this by reviewing your debts and income, your work and residence circumstances, the funds available for a down payment, required reserves, and other financial considerations. It's short and to the point; and we take pride in keeping the paperwork light.

One-on-One

While you are able to try our tools to calculate mortgage variables on our site, it's essential to meet with one of our mortgage professional team members. For one thing, you will want a Pre-Qualification Letter! Next, we can review your loan choices to be sure you are in the best one. We are waiting to meet with you: contact us at 720-598-8300.

Have questions about pre-qualifying? Call us at 720-598-8300. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.